Prediksitop-tototogel Financial Consulting
Privacy Policy · Prediksitop-tototogel Financial Consulting

How We Handle Your Personal and Business Information

Your trust matters to us. This Privacy Policy explains how Prediksitop-tototogel Financial Consulting collects, uses and protects personal information when you visit our website or engage our services.

We are based in Sydney, Australia and aim to handle information in a way that is consistent with applicable Australian privacy laws and good industry practice.

Jump to key sections Contact us about privacy

Respect for confidentiality

Financial information is sensitive. We treat your data confidentially and only use it to deliver the consulting services you engage us for.

1. Who we are and what this Policy covers

In this Privacy Policy, “we”, “us” and “our” refer to Prediksitop-tototogel Financial Consulting, a financial consulting business that supports Australian organisations with growth strategies based on financial analysis.

This Policy applies when you:

  • visit or use our website hosted at Prediksitop-tototogel.com,
  • contact us by email or through a contact form on our website, or
  • engage us to provide financial consulting or related services.

It explains the types of personal information we collect, why we collect it, how we use it, the circumstances in which we may share it, and the choices you have.

Our contact details

If you have any questions about this Privacy Policy or how we handle personal information, you can contact us using the details below:

Summary of how we use information

In summary, we use personal information to:

  • respond to enquiries and manage client relationships,
  • deliver financial consulting services and related advice,
  • improve our website and communications, and
  • meet our legal and regulatory obligations.

We do not sell your personal information, and we only share it in limited circumstances described in this Policy.

2. Information we collect

The information we collect depends on how you interact with us. We may collect the following categories of personal information.

2.1 Information you provide directly

When you contact us or engage our services, you may choose to provide:

  • your name and job title,
  • your email address and other contact details,
  • the name of your organisation and basic business information,
  • details about your financial and strategic priorities, and
  • any other information you include in messages or documents you send to us.

During a consulting engagement, we may also receive financial statements, internal reports and other materials that contain information about your organisation, staff or clients. We treat this information as confidential and use it only to deliver our services.

2.2 Information collected automatically

When you visit our website, we may automatically collect certain technical information, such as:

  • your browser type and version,
  • device and operating system information,
  • IP address and approximate location (for example, city or region),
  • pages visited, time spent on pages and referring website.

This information helps us understand how our website is used, diagnose technical issues and improve our content. Where required, we rely on your consent for the use of cookies and similar technologies. More details are available in our Cookie Policy.

3. How we use personal information

We use personal information for purposes that are connected to operating our business, providing consulting services and managing our relationship with you. These purposes include:

  • Responding to enquiries.  To respond to questions, meeting requests and other communications you send us.
  • Providing consulting services.  To plan, deliver and review financial consulting and related services you engage us to provide.
  • Managing client relationships.  To manage proposals, engagement letters, project timelines and ongoing communication.
  • Improving our website and services.  To understand how visitors use our website and to refine our content and offerings.
  • Keeping records.  To keep internal records of engagements, communications and business decisions.
  • Complying with obligations.  To meet our legal, regulatory and professional obligations, including record-keeping and reporting.
  • Protecting our rights.  To manage and protect our business, including in the context of potential or actual disputes.

3.1 Legal basis for our use of information

Where applicable privacy laws require a legal basis for processing personal information, we rely on one or more of the following: your consent, our need to perform a contract with you, our legitimate interests in operating and improving our business, and our need to comply with legal obligations.

4. Cookies and analytics

Our website may use cookies and similar technologies to remember your preferences and understand how visitors use our pages. Some cookies are necessary for the website to function, while others help us improve our content and measure performance.

You can manage your cookie preferences through your browser settings and, where offered, through controls on our website. For more details about the types of cookies we use and your choices, please refer to our separate Cookie Policy.

Any analytics data we use is typically aggregated and does not identify you personally. We do not use analytics information to make decisions about individual visitors.

5. When we may share information

We do not sell your personal information. We may share personal information in limited situations, described below, where it is necessary and appropriate to do so.

5.1 Service providers

We may engage trusted service providers to support our operations (for example, IT hosting, email services or professional advisors). These providers may have access to personal information only to the extent necessary to perform their functions and are expected to protect that information.

5.2 Legal and professional obligations

We may disclose personal information if required or authorised by law, regulation or professional standards, or if we believe it is reasonably necessary to protect our rights, respond to claims or cooperate with regulatory authorities.

5.3 Business changes

If our business structure changes (for example, through a merger, reorganisation or transfer), personal information may be shared with parties involved in that process, subject to appropriate confidentiality protections and consistent with this Privacy Policy.

6. International transfers

While our consulting work is primarily focused on Australian organisations, some of our service providers or systems may be located or operate outside Australia. This means that personal information may be stored or processed in other countries.

Where this occurs, we aim to take reasonable steps to ensure that the recipients protect personal information in a way that is consistent with this Policy and applicable privacy laws.

7. How we protect information

We use a combination of technical, organisational and contractual measures to help protect personal information from unauthorised access, loss, misuse or disclosure.

No method of transmission or storage is completely secure, but we aim to handle information carefully, limit access to those who need it and review our practices periodically as our business and technology environment evolves.

8. How long we keep information

We retain personal information for as long as it is reasonably necessary for the purposes described in this Policy, including:

  • to manage our relationship with you and your organisation,
  • to meet legal, regulatory and record-keeping obligations, and
  • to resolve disputes and enforce our agreements.

When personal information is no longer required for these purposes, we will take reasonable steps to de-identify or securely destroy it.

9. Your rights and choices

Depending on applicable privacy laws and the circumstances, you may have rights in relation to your personal information, which can include the ability to:

  • request access to personal information we hold about you,
  • request corrections if information is inaccurate or incomplete,
  • object to certain types of use, or
  • withdraw consent where we rely on your consent.

To exercise these rights or to raise a concern about how we handle personal information, you can contact us using the details in section 1. We may need to verify your identity before responding to your request.

10. Updates to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business, our website or applicable privacy laws. The “Last updated” date below indicates when the Policy was most recently revised.

Significant changes will generally be highlighted on our website, and the updated version will apply from the date it is posted.

Last updated: 2025